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The NerdUp by NerdWallet Credit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard International, Inc. NerdWallet Compare, Inc. NMLS ID# 1617539.

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NerdWallet's Credit Cards team selects the best credit cards for bad credit based on overall value, as evidenced by star ratings, as well as suitability for specific kinds of consumers.

Bad credit loan rates and fees. The average pre-qualified personal loan rate for a bad-credit borrower was 21.14% in January 2024, according to aggregate, anonymized data from NerdWallet’s ...

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